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The HENRY Population Split: London vs Outside the Capital and Their Earnings Impact
London has long been the magnet for high earners, especially those classified as HENRYs—High Earners, Not Rich Yet. These individuals earn substantial incomes but have yet to accumulate significant wealth. The capital attracts many large businesses that offer high salaries, making it a hotspot for ambitious professionals. But how many HENRYs actually live outside London compared to those in the city? And what does this mean for earnings and lifestyle choices? In this post, I
Phil M
7 days ago3 min read


Is Buying a House in London a Mistake or a Smart Investment in 2026?
Buying property in London has always sparked debate. With the city’s high prices and unique market dynamics, many wonder if buying a house in London is a mistake or a smart move, especially looking ahead to 2026. In this post, I’ll share insights on London’s housing costs compared to other parts of the UK, explore the impact of service charges on flats, and weigh the costs of renting versus taking out a mortgage. I’ll also consider how mortgage rates potentially dropping to 3
Phil M
Jan 54 min read
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