Tax

When it comes to investing in your ISA and pension, a common question is whether you should put in the full allowance as soon as possible or spread your contributions over time using pound cost averaging. Each year, the ISA and pension tax allowances reset, offering a fresh opportunity to invest tax-efficiently. But which approach works best for your financial goals and peace of mind? I’ve explored both strategies to help you decide what might suit your situation. Understandi

Investing in luxury cars has traditionally been limited to wealthy collectors or industry insiders. Now, TheCarCrowd offers a fresh way to own a piece of this exclusive market through an alternative asset class investment platform. TheCarCrowd is raising funds on Republic with a company valuation of £4.6 million and a share price set at £15.31. This development opens the door for more investors to participate in the luxury car market without the need to buy entire vehicles ou

The UK tax system is known for its complexity and high rates, especially for those earning between £100,000 and £150,000. If you fall into this bracket, you might already feel the pinch of what many call the HENRY tax trap —High Earners, Not Rich Yet. This group faces some of the steepest tax burdens, often without the financial freedom that higher earners enjoy. In this post, I’ll walk you through the key tax traps and salary illusions that affect HENRYs, explain why the £10