When you’re in your 30s, the financial choices you make can shape your future in powerful ways. Many people underestimate how much impact early decisions have on long-term wealth. Avoiding common pitfalls now can set you up for financial freedom later. I’ve seen firsthand how financial mistakes most people make when young can hold them back, but with the right approach, your 30s can be the decade you build a strong foundation. Maximising ISAs and pensions is key to UK wealth

High earners, not rich yet (HENRYs), face unique challenges and opportunities when planning their finances. With 2026 approaching, setting clear financial goals can help you build wealth efficiently while maintaining a healthy work-life balance. In this post, I’ll share practical strategies to maximize your ISA and pension contributions, explore the potential of VCT and SEIS funds, and emphasize the importance of taking time off to recharge. These steps will help you secure y

When it comes to building wealth for the future, many high earners face a common question: should I focus on maxing out my ISAs or prioritizing my pension contributions? Both options offer valuable tax advantages and growth potential, but understanding their differences and benefits can help you make smarter decisions. In this post, I’ll walk you through the key features of ISAs and pensions, highlight how providers like InvestEngine and Penfold can support your goals, and sh